Let your current income not stop you from owning your dream home. SBI Flexipay Home loan provides an eligibility for a higher loan amount exclusively for the salaried borrowers. It offers customer the option to pay only interest during the moratorium (pre-EMI) period, and thereafter, pay moderated EMIs. The EMIs will be stepped-up during the Under the new deal, SBI is providing clients with an interest rate as low as 8.60% on standard house loans. Under the campaign rates offer, SBI's home loan rate is 8.60%, which is a 30 bps SBI's home loan for NRIs who wish to invest in a property or buy your dream house. Get lower Interest Rates, low Processing Fee and no Pre-Payment Penalty. Calculate your EMI and apply now! SBI Personal Loan Interest Rates. SBI Personal Loan interest rate starts from 11.15% p.a. The bank offers personal loan interest rates based on type of SBI Personal Loan schemes, employment profile of the applicant, loan amount and the lender’s existing salary account relationship with the applicants. 1. Online mode. Under the 'Personal Banking' section click on 'Personal Finance'. Click on 'Loan against property'. You will be directed to a new page where you will have to click on 'Apply Now Online'. Duly fill the application form and upload the necessary documents. Make sure to check the details before submitting the application form. SBI has not offered any changes in interest rates on home loans for borrowers with a credit score less than 1 to 699. For them, the interest rate stays at 8.85 per cent, the report said. 1 day ago · The State Bank of India (SBI) hiked the MCLR on select tenures by 5-10 basis points in December 2023. As per SBI's website, from December 15, MCLR on one-year tenure has been hiked to 8.65%. As per SBI's website, from December 15, MCLR on one-year tenure has been hiked to 8.65%. State Bank of India Home Loan. The SBI home loan is available to both salaried and self-employed individuals. The loan can be utilised to buy a ready to move house or a property that is still under development. SBI home loans can also be used to renovate a home. The loan amount can range from Rs 5 lakh to Rs 10 crore and the rate of interest SBI. 9.15% onwards. 0.35% of the loan amount and above. PNB Housing Finance. 8.50% onwards. 0.50% of the loan amount. *Data valid as of 30 March 2023. Navi Home Loan interest rates are pegged to the RBI repo rate and are subject to change as per RBI’s key policy changes. Learn more about home loans for NRIs and how they work at India’s popular banks. To start, here are some Indian banks that offer NRI-specific home loans. This list is not exhaustive and in no particular order: Axis Bank. ICICI Bank. State Bank of India. HDFC Bank. Bank of Baroda. Federal Bank. 4Vco.